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Stedimo Energiju
Standard ISO 9001

TOYOTA CAR LOANS 

Amount Depending on the creditworthiness of the borrower
Loan currency EUR
Maturity

Up to 84 months

Down payment

Minimum 30.00% of proforma invoice price

Nominal interest rate (fixed, p.a.)

10.50% p.a. (new cars)

12.00% p.a. (used cars)

Fee

1.00% in a lump sum (new cars)

1.50% in a lump sum (used cars)

Monthly obligation

Equal monthly annuities

Security

 
  • sole promissory note
  • pledge on the car
  • insurance policy of the loan (or 1 guarantor)

REPRESENTATIVE EXAMPLE ON 05.12.2011 

Proforma invoice value EUR 10,000
Down payment

EUR 3,000 

Loan amount

EUR 7,000 

Maturity

84 months

Currency

EUR

Nominal interest rate (fixed, p.a.)

10.50%

Fee RSD 7,241.30 (1.00%, EUR 70 at official NBS FX rate as of 05.12.2011)

Monthly obligation 

EUR 116.30 EUR (payment is made in RSD amount that is calculated at official NBS FX rate as of payment date)

Security

Promissory note, guarantor, pledge on car

Other fees

RSD 205 - Credit Burerau report for borrower

RSD 85 - Credit Bureau report for guarantor

RSD 50 - Promissory note

RSD 2,500 - Registration of pledge in BRA

Total amount for repayment

EUR 9,821.45

Effective interest rate

11.00% p.a.

The borrower does not need to hold an account with the Bank. 

Čačanska banka signed the Agreement on Business Cooperation Regarding Toyota Car Loans with Techno MK Auto doo.

Calculator for retail loans

 

(032) 302-105, 302-169, 302-293, 320-652

krediti.stanovnistvo@cacanskabanka.co.rs